NAB Rewards Platinum Card

• Eligible balance transfer debt. You can transfer up to 90% of your approved credit limit from non-NAB accounts.
• Age. You must be at least 18 years old to apply.

Required documents

• Personal information. This includes your full name, date of birth, marital status, residential address, email address and contact number. You're also required to provide identification, such as your driver's licence number.
• Employment. This includes your employer's name and contact details, your role and the length of time you've worked there. You'll also need to provide details of your salary and may be asked to submit recent payslips or bank statements.
• Finances. As well as your income, this includes details of any assets such as savings, shares or investments. You'll also need to provide information about existing cards, loans, other debts and ongoing financial responsibilities and expenses (ie groceries and fuel).
• Balance transfer details. If you're conducting a balance transfer, you'll need to include how much you're moving and your previous account details.

• NAB Rewards. You can redeem NAB Rewards Points for rewards including travel with Webjet, experiences, gift cards and retail items. You can also transfer your points to frequent flyer programs, with 3 NAB Rewards Points equal to 1.5 Velocity Points, 1 KrisFlyer Mile, 1 Asia Mile or $0.015 Airpoints Dollars. NAB Rewards is also one of the few credit card rewards programs to offer point transfers to Flybuys with an equal transfer rate, and to the Accor Live Limitless (ALL) loyalty program with 3,000 NAB Rewards Points equal to 500 ALL Reward Points.
• Accor Live Limitless benefits. If you choose to auto-redeem your NAB Rewards points for ALL Reward Points with this card, you can get fast-tracked to ALL Silver status after an eligible 1-night stay each year, instead of the usual 10-night requirement. Silver status benefits include a welcome drink and late check-out. As a NAB Rewards member, you'll also get 10% of the flexible rate for selected room types at participating hotels for bookings made through the link on the NAB Rewards website.
• Balance transfer offer. This card offers a balance transfer rate of 0% p.a. for the first 12 months when you apply online during the promotional period. A one-time balance transfer fee of 3% applies. At the end of the introductory period, any remaining balance from your transfer will attract the variable cash advance rate.
• NAB Concierge. Your 24/7 concierge service can help you with tasks such as travel planning and bookings, entertainment tickets, flower deliveries and restaurant recommendations and bookings.
• Visa benefits. The NAB Rewards Platinum Card offers contactless payments via Visa payWave, exclusive ticket and experience offers through Visa Offers + Perks, and extra security online through Visa Secure. As a platinum card, you also gain access to a variety of premium Visa benefits, including priority access to pre-released tickets through Visa Front Line.
• Mobile wallets. You can link your NAB credit card with Samsung Pay, Apple Pay, Google Pay, Fitbit Pay or Garmin Pay to make contactless payments using your qualifying device at the checkout.

• Interest-free days. Receive up to 44 interest-free days on purchases when you pay your balance in full, or if your statement shows an interest free days amount, in full, by the statement due date.
• Cash advance rate. The variable rate for cash advance transactions is 21.74% p.a.
• Cash advance fee. If you use the NAB Rewards Platinum Card to withdraw cash or for another type of cash equivalent transaction, you'll pay a fee of 3% or $3, whichever is greater.
• Credit limits. This card has a minimum credit limit of $6,000 and a maximum credit limit of $30,000.
• International transaction fee. When you use this card for foreign currency transactions (such as shopping overseas or online with an international merchant), a fee worth 3.5% of the total Australian dollar amount applies.