loans.com.au Car Loans

Drive away with a competitive rate and no ongoing fees when you borrow with loans.com.au.

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loans.com.au

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Unlike conventional banks and lenders, loans.com.au is solely an online loan provider, and this helps them keep their overheads to a minimum. In addition home loans and insurance covers, loans.com.au provides a range of car loans to help you finance your next vehicle purchase.

While loans.com.au is an online lender, it offers high levels of customer service owing to its trained team of lenders who operate through its Brisbane call centre. When you apply for a loan through loans.com.au, you deal with a personal lending manager who guides you through the entire process.

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Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Finder Score
8.3 Great
Interest Rate (p.a.)
5.99%
to 7.14%
Comp. Rate (p.a.)
7.12%
to 8.27%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.52
Borrow up to $150,000 with rate discounts for electric and hybrid vehicles, flexible terms, early repayment options, and a 3-month pre-approval period.
Go to siteMore info
loans.com.au - Green Car Loan Variable
Variable3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
8.4 Great
Interest Rate (p.a.)
5.84%
Comp. Rate (p.a.)
6.97%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$627.13
Borrow $5,000 to $150,000 and avail 0.7% discount on the interest rate. Terms of up to 5 years available with early payout and no monthly or ongoing fees.
Go to siteMore info
loans.com.au - New/Demo - Fixed Rate
Fixed3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
8.1 Great
Interest Rate (p.a.)
6.59%
to 7.79%
Comp. Rate (p.a.)
7.72%
to 8.92%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$634.08
More info
loans.com.au - Variable Rate Used Car < 5 years
Variable3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
8.1 Great
Interest Rate (p.a.)
6.89%
Comp. Rate (p.a.)
8.02%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$636.87
Go to siteMore info
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
7.5 Great
Interest Rate (p.a.)
8.69%
to 9.89%
Comp. Rate (p.a.)
9.82%
to 11.16%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$653.78
More info
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
6.4 Standard
Interest Rate (p.a.)
12.39%
to 13.59%
Comp. Rate (p.a.)
13.51%
to 14.86%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$689.38
More info
loans.com.au - Variable Rate Used Caravan < 5 years
Variable3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
7.74%
Comp. Rate (p.a.)
8.87%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore info
loans.com.au - Variable Rate Used Caravan < 3 years
Variable3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
7.74%
to 7.99%
Comp. Rate (p.a.)
8.87%
to 9.26%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore info
loans.com.au - New/ Demo Caravan Loan Special (Variable)
Variable3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
6.49%
Comp. Rate (p.a.)
7.62%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.15
Go to siteMore info
loans.com.au - Fixed Rate Used Caravan < 3 years
Fixed3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
7.79%
Comp. Rate (p.a.)
8.92%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$645.29
More info
loans.com.au - Fixed Rate Used Caravan 6 - 7 years
Fixed3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
9.19%
Comp. Rate (p.a.)
10.32%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$658.52
More info
loans.com.au - Fixed Rate Used Caravan < 5 years
Fixed3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
7.89%
Comp. Rate (p.a.)
9.02%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$646.23
More info
loans.com.au - New/ Demo Caravan Loan Special (Fixed)
Fixed3 - 7 Years $5,000 - $100,000
loans.com.au logo
Finder Score
Not yet rated
Interest Rate (p.a.)
6.49%
Comp. Rate (p.a.)
7.62%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.15
More info
loans.com.au - Car Loan Refinance (Fixed)
Fixed3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
7.5 Great
Interest Rate (p.a.)
7.29%
Comp. Rate (p.a.)
8.42%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$640.6
More info
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Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

New car loan from loans.com.au

You can use its new car loan to buy a new or demo car which is less than 18 months old and has driven less than 7,500km . The loan has a variable rate from 5.99% p.a. This secured car loan allows you to borrow a minimum of $5,000, and you can choose from loans terms of between 3 years and 7 years. You can repay the loan early and there's a generous maximum loan amount of $150,000.

Used car loans from loans.com.au

Its used car loan has different rates depending on the age of the car. With a used car loan, you can choose loan terms between 3 to 7 years and borrow from $5,000 to $150,000.

Product NameRate typeInterest rate (p.a.)Comparison rate (p.a.)Balloon option
Used Car < 3 yearsVariable6.89% p.a.8.02% p.a.No
Fixed7.29% p.a.8.42% p.a.Yes
Used Car < 5 yearsVariable6.89% p.a.8.02% p.a.No
Fixed7.39% p.a.8.52% p.a.Yes
Used 6-7 yearsFixed8.69% p.a.9.82% p.a.No
Used 8+ yearsFixed12.39% p.a.13.51% p.a.No

Is your car eligible to be used as security?

If you're looking to use your car as a guarantee, it needs to be:

  • For a new loan, up to 18 months old with less than 7,500km
  • For a used loan, it can be up to 12 years old purchased from a car dealership only
  • Worth between $5,000 and $150,000

How can I apply for a car loan from loans.com.au?

You can apply for a loans.com.au car loan online.

To find out if you're eligible you'll need to submit the following information on the loans.com.au website:

  • Car details. List the vehicle make, model, year and the estimated purchase price.
  • Loan details. Select your loan purchase and your estimated loan amount.
  • Personal details. Enter your name, country of residence and contact information.
  • Finance details. List your monthly after-tax income and indicate whether you've had finance before.

Although loans.com.au has a competitive car loan on offer, you should compare all of your car loan options to ensure you get the right finance for you.

Compare other products from loans.com.au

More resources on Finder

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