Australia and New Zealand Banking Group Limited, commonly referred to as ANZ, offers several types of personal loans. This includes personal loans with fixed or variable rates. You can borrow between $5,000 and $75,000 for a personal loan. Interest rates for a fixed rate personal loan from 7.49% p.a., also from 7.49% p.a. for a variable rate personal loan. The personal loans come with fees, including an approval fee of $150 and a monthly administration fee of $10, charged at the end of each quarter.
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How we picked theseBased on ANZ personal loan scores in Finder's 2024 Customer Satisfaction Awards.
If you want to apply for any personal loan offered by ANZ, click "Go to Site" to be safely redirected to the online application page. You will need to set aside about 20-30 minutes out of your day to complete the easy form.
To apply, make sure you have the following on hand:
After you’ve submitted your application, you will receive a confirmation email. If your application is approved, you will receive a Letter of Offer before the funds are made available to you.
ANZ’s personal loans offer viable alternatives for borrowers in need of funds. Make sure to compare personal loan rates before deciding which loan is the right one for you.
Check out Finder's review of the OurMoneyMarket Green Personal Loan.
Read Finder's review of OurMoneyMarket's Secured Personal Loan. See if this loan is right for you.
Are secured personal loans better than unsecured personal loans and how do they work?
Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.45% p.a., zero fees and loan terms of up to 7 years.
Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.
A marketplace personal loan with personalised interest rates.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
If you are budget-conscious and looking for a personal loan with clear expectations and repayments, the ANZ Fixed Rate Personal Loan is an option worth considering. With low fees and a competitive interest rate, this loan might be an option for you.
The ANZ Variable Rate Personal Loan may be a great choice for borrowers who want options. With a free redraw facility and the option to make additional repayments, borrowers get the comfort of a personal loan that will let them access much-needed funds.
Hi can you get a unsecured personal loan for $15000 if you are 67 years old and on old aged pension benefits
Hi Scott,
ANZ do consider retired applicants for a personal loan as long as you can show evidence of your income. Your financial circumstances, that is your income, assets, debts and liabilities, will be taken into account when determining the amount you will be approved for.
I hope this information has helped.
Thanks,
Elizabeth
how soon is a letter of offer sent, is it emailed or posted
Hi Matt,
ANZ don’t provide a time period where you can expect your letter of offer, but you may expect it within about ten business days, but usually less. Your letter of offer will be posted.
I hope this information has helped,
Elizabeth
I applied for 10,000 personal loan last February 2, 2015, then after 2 months April 2, 2015 I repay my loan. The total amount that I paid was $10,758.78. Do you think I paid too much?
Hi Angel,
Thanks for your question.
This depends entirely on the type of loan you took out (fixed or variable rate, and what interest rate was applied, the fees you paid, etc.) However, based on ANZ’s current loan offerings the amount you paid doesn’t sound too much. It might be a good idea to take a look at your loan contract and see what fees/charges were laid out in it, and you can also get in contact with ANZ to discuss your loan and the amount you paid.
I hope this has helped.
Thanks,
Elizabeth
Hi im just looking around to see where i can get a decent loan as i am on centrelink on the single parenting payment receiving 1200 a fortnight and in 2 months time it will go up by $200 or $300 as i am having another baby very soon.
Hi Elizabeth,
Thanks for your question.
We have a list of lenders that may be able to offer you a loan while on Centrelink. I’d recommend that you get in touch with a few of them just to discuss your options and eligibility.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
All the best,
Shirley