GuildSuper | Performance, features and fees

GuildSuper investment options

You'll automatically be placed in the MySuper Lifestage fund when you join, which invests your balance in line with your age. You'll be placed in the Building option when you're under 25, the Growing option when you're 25-59 and Consolidating when you're over 60. After joining you're able to switch to another investment option at any time.

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Product	Finder Score	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Guild Growing Lifestage Industry fundLifestage	Finder Score 8.7 Great	Last 1 year performance (p.a.) +6.3%	Last 3 year performance (p.a.) +6.55%	Last 5 year performance (p.a.) +11.08%	Last 10 year performance (p.a.) +7.14%	Fees on $50k balance (p.a.) $438	ContinueMore info Compare	loading Fetching your data...
Guild Building Lifestage Industry fundLifestage	Finder Score 9.1 Excellent	Last 1 year performance (p.a.) +6.11%	Last 3 year performance (p.a.) +7.05%	Last 5 year performance (p.a.) +11.56%	Last 10 year performance (p.a.) +7.64%	Fees on $50k balance (p.a.) $408	ContinueMore info Compare	loading Fetching your data...
Guild Consolidating Lifestage Industry fundLifestage	Finder Score 6.7 Standard	Last 1 year performance (p.a.) +5.69%	Last 3 year performance (p.a.) +5.26%	Last 5 year performance (p.a.) +8.05%	Last 10 year performance (p.a.) +5.66%	Fees on $50k balance (p.a.) $468	ContinueMore info Compare	loading Fetching your data...

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The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending March 2025

What are the key features of GuildSuper?

• Majority of members are women. More than 85% of GuildSuper members are women, so the insurance and investment options are designed with women in mind.
• Choose from 9 investment options. Choose between 5 pre-mixed investment portfolios or 4 single asset classes.
• MySuper investment option. The MySuper Lifestage option is the default option for members who don't wish to choose their own investment option. It invests you super in line with your age.
• Default insurance cover. Eligible members receive automatic death and total permanent disablement (TPD) cover.
• Consolidate your super online. You can opt to consolidate your existing super into your new GuildSuper account when joining or any time after you've joined by logging into your online portal.

What investment options are available with GuildSuper?

You can choose from a range of pre-mixed investment portfolios, or build your own portfolio with the single sector options.

Option 1: Pre-mixed investment portfolios

Each option below invests in a different mix of high-risk growth assets and low-risk defensive assets. You can see what assets are classed as growth and defensive below:

• Growth assets: Australian and international shares, private equity, infrastructure and property, alternatives.
• Defensive assets: Infrastructure, property, fixed income and cash (such as term deposits).

If you don't want to make a choice, you'll be placed in the MySuper Lifestage option, which is the default option.

Option 2: Sector investment options

If you want to be more hands-on and create your own investment mix, you can put together your own portfolio using a mix of these single asset class options.

• Secure (cash)
• International Shares (unhedged)
• Australian Shares
• Property Securities

What insurance cover is available with GuildSuper?

Members will be eligible for the following insurance cover automatically when joining (you'll receive a basic level of cover to start with):

• Death. This is paid to your beneficiary (usually your spouse or a member of your immediate family) in the event of your unexpected death.
• Total and permanent disability (TPD). This is paid to you in the event you become disabled and can no longer work.

You can increase, reduce or cancel your cover altogether at any time after joining the fund. You also have the option of adding income protection insurance and life insurance cover at any point.

How do I join GuildSuper?

You don't need to work in the pharmacy sector, veterinary and allied health industries to join GuildSuper, anyone is able to join online. The application process is simple and should take you less than 20 minutes to complete.

As well as your full name and date of birth, make sure you have the following details handy before you start the application:

• Your Australian residential address
• Your phone number and email address
• Your tax file number (TFN)
• Your chosen investment option and insurance cover
• Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive your membership details by email.

Written by

Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise

Alison has written 653 Finder guides across topics including:

• Superannuation
• Savings accounts, bank accounts and term deposits
• Budgeting and money-saving hacks
• Managing the cost of living